If you haven't gone through the home loan process before, it can seem overwhelming. However, our agents will ensure that you are well-informed throughout the entire process, from pre-approval to closing. The first step is to consult with a mortgage specialist. If you don't already have someone in mind, we partner with some of the best lenders in the industry, and we would be happy to introduce you to one, so that you are well taken care of.
Application and Processing
When you find a property you're ready to purchase, your lender will assist you in completing a full mortgage loan application and explain the various fees and down payment options to you. The application is then submitted for processing, where documents are reviewed, appraisals and title examinations are ordered. The loan is then sent to an underwriter for review and approval, if it meets all compliance requirements.
Don't be surprised if you are asked for additional documentation or clarification during the process. Once your loan is approved, remember to set up homeowners insurance. Your documents will then be sent to the title company, where you will sign for the new home and pay any remaining costs. The loan will then be recorded and you will receive the keys. Congratulations on becoming a homeowner!
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By digitally signing this form you are providing with your express written consent to send you business and marketing communications via text messages (SMS), email, and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communications regardless of their purpose, unless you opt out of SMS marketing communication when submitting this form. Consent not required to register. Message frequency varies, message and data rates may apply. Text STOP to cancel, call for help.